Understand
Learn what every section means and how the information can affect lending decisions.
CRAD 2.0 The complete credit action system
Your credit report should come with a plan.
CRAD reviews your reports and builds complete, review-ready action packets for the relevant credit bureaus, furnishers, and collectors tied to supported issues—not generic letters you have to figure out yourself.
From report upload to mail-ready packet. Get the targeted letters, recipient addresses, evidence checklist, supporting pages, mailing labels, and follow-up instructions for each issue you approve.
- Evidence-first
- Last four only
- Nothing sent without you
One private workspaceUnderstand → document → act → track
A complete case loop
Not just a letter generator.
Every recommendation explains what to do, why it matters, what belongs in the packet, and what comes next.
Document
Compare bureaus, identify supported concerns, and match each issue to useful evidence.
Take action
Generate targeted letters, proof pages, recipient addresses, online options, and printable labels.
Track the comeback
Upload replies and future reports to see changes, deadlines, and supported next steps.
Built for supported corrections, not empty promises. CRAD helps you find, document, and challenge information you believe is inaccurate, incomplete, duplicated, obsolete, or not yours. It does not promise deletions or score changes.
Automation without shortcuts
Do less paperwork. Keep every decision.
The hosted system handles analysis, packet generation, proof matching, response review, comparisons, and deadline tracking. Your laptop does not need to stay open.
Report analysis, saved cases, PDFs, reply review, and progress comparisons continue through the hosted application.
Return to the same case for receipts, responses, proof, new reports, and the next supported action.
Automatic report pulls and direct electronic delivery activate only through approved providers. Until then, CRAD keeps the safe manual path complete.
Your report. Your rights. Your next move.
Turn the report into an organized action packet.
Upload up to three reports, verify what CRAD finds, and approve only the issues you believe are supported by your records.